FHA VS Conventional loan programs in Chisholm, St. Louis County, Minnesota

As of 2025, the Conventional loan limit in Chisholm, St. Louis county, MN, is set at $726,200, while for FHA, it is $472,030 for a single-family home.

Make use of the Lendersa® Conventional loan calculator to compare the current best rates among Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents necessary to qualify. By using our advanced mortgage calculator, you can evaluate Conforming Conventional loans along with USDA, FHA, and VA loans side by side, helping you decide the program that best fits your financial situation in MN.

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2025 Loan Caps and Downpayment Requirements in Chisholm, St. Louis, MN

Type of Loan Max Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 55719

Available Loan Options: Conventional and FHA in Chisholm, MN

At Lendersa®, our aim is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Begin with one of three approaches to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].
  • Security Mortgage Co.
  • 5601 Soapberry Dr, McKinney, TX, 75070
  • Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.
  • Tribune Mortgage LLC
  • 8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
  • Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • LendNext Mortgage Corporation
  • 6800 Weiskopf Ave, Suite 150, McKinney, TX, 75070
  • At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Global Integrity Finance
  • 321 N Central Expressway, Suite 360, McKinney, TX, 75070
  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
  • High Country Mortgage Services
  • 6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
  • Service First Mortgage
  • 6800 Weiskopf Avenue, McKinney, TX, 75070
  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
  • USA Mortgage Pros
  • 2150 S. Central Expressway, Suite 310, McKinney, TX, 75070
  • "Welcome to The CORE Team USA Mortgage - McKinney TX Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."
  • Competitive Home Lending
  • 5900 S Lake Forest Dr, Suite 300, McKinney, TX, 75070
  • Competitive Home Lending keeps operating costs at a minimum to provide you with low mortgage rates from the best mortgage companies in the nation. We partner with the top mortgage banks and offer the same mortgage products but at a competitive,wholesale rate.To provide quality mortgage products at a competitive price and exceed client expectation
  • Global Integrity Finance LLC
  • 321 N Central Expy Ste 360, McKinney, TX, 75070
  • At Global Integrity Finance we take pride in the fact that we’re a nationally recognized commercial finance company dedicated to providing our clients with the very best of results. Our business lending experts are proud to be paving the way forward in various areas of commercial financing, including: Hard money Loans Fix-N-Flip Financing Inve