In 2026, the conventional loan limit for Grand-Rapids, situated in the county of Itasca, MN, is $647,200, while the FHA limit for a single-family home is $420,680.
Lendersa® Conventional loan calculator enables you to compare the best current rates among Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding the most suitable program for your financial circumstances in MN.
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| Loan Type | Loan Limit | Required Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table targets zip codes: 55744, 55730, 55745
The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting points that help match you with lenders and loan programs.
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