FHA VS Conventional loan in Cokato, Wright County, Minnesota

In 2026, the Conventional loan limit for Cokato in the county of Wright, MN, is $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.

Make the most of the Lendersa® Conventional loan calculator to compare today's rates across Conventional, USDA, and FHA loans. Determine necessary income, credit status, reserves, and documentation for qualification. Our advanced mortgage calculator presents these offers side-by-side, helping you select the best program in MN for your financial situation.

Review loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Cokato, Wright, MN

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table is applicable for the following zip codes: 55321

Discover Loan Options: Conventional and FHA in Cokato, MN

The goal at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans quickly, with minimum hassle. Choose one of three pathways that connect you with matching lenders and loan selections.

Lendersa USDA loan request and matching results


Cokato Lenders

  • First Community Bank
  • 201 W Main Street, Silver Lake, MN, 55381
  • Lends in Minnesota
  • First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Lends in Minnesota
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family

  • Citizens Bank & Trust Co
  • 102 Main St South, Hutchinson, MN, 55350
  • Lends in Minnesota
  • Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.

  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • Lends in Minnesota
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Lends in Minnesota
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.

  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Lends in Minnesota
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Bank of Maple Plain
  • 4980 Highway 12, Maple Plain, MN, 55359
  • Lends in Minnesota
  • Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.

  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • Lends in Minnesota
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you