FHA VS Conventional loan in Litchfield, Meeker County, Minnesota

For the year 2025, the Conventional loan limit in Litchfield, located in Meeker County, MN, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit requirements, reserves, and documentation for qualification. Our advanced mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the optimal program in MN for your personal financial needs.

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Loan limits and down payment requirements for 2025 in Litchfield, Meeker County, MN

Type of Loan Limit of Loan Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 55355

Explore Conventional and FHA Loan Options in Litchfield, MN

Lendersa® is dedicated to swiftly and effortlessly securing the ideal loan, be it Conventional, USDA, or FHA. Choose from three starting points that align with lenders and loan programs.

Lendersa USDA loan requests and results


  • MUNA Federal Credit Union
  • 4400 Highway 39 North, Meridian, MS, 39301
  • Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
  • Citizens National Bank of Meridian
  • 512 22nd Avenue, Meridian, MS, 39301
  • Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
  • FOOTE CAPITAL MORTGAGE COMPANY
  • 17 East High Street, Suite 102, Carlisle, PA, 17013
  • Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
  • Yieldi
  • 1 Glenlake Pkwy Ste. 1050, Atlanta, GA, 30328
  • At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
  • Delta Community Credit Union
  • 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
  • Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
  • Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.
  • BiFin Technologies
  • 5 Concourse Pkwy, Atlanta, GA, 30328
  • Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
  • Cookie Home Loans LLC
  • 565 Cliftwood Ct., Atlanta, GA, 30328
  • Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.
  • Goodall Mortgage LLC
  • 789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
  • Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.
  • Equitable Consulting Inc
  • 5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
  • Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.
  • Southeastern Mortgage Solutions, Inc.
  • 6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.