FHA VS Conventional loan programs in 2025 for Montrose, Wright County, Minnesota

In 2025, the conventional loan ceiling in Montrose, located in the county of Wright, MN, is $726,200. Meanwhile, the FHA ceiling for a single-family home is $515,200.

Utilize the Lendersa® Conventional loan calculator to assess today’s best Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator juxtaposes Conforming Conventional loans with USDA, FHA, and VA options side by side, assisting you in deciding which program in MN aligns best with your financial scenario.

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements for Montrose, Wright County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This comparison applies to these zip codes: 55363

Options for Conventional and FHA Loans in Montrose, MN

Lendersa® is dedicated to securing you the finest Conventional, USDA, or FHA loan options quickly and with ease. You can start from one of three points to match with compatible lenders and loan offerings.

Lendersa USDA loan request and detailed matching results


  • Lendingwide Inc.
  • 16162 Beach Boulevard, Suite 304, Huntington Beach, CA, 92647
  • Lendingwide is a full service lender in providing mortgage banking resources for real estate loans that offers competitive rates in today's market. At Lendingwide, we are committed to provide quality lending products and services that create trust by achieving superior customer satisfaction.
  • Ameristar Capital Mortgage Inc.
  • 7755 Center Ave, 11th Floor, Huntington Beach, CA, 92647
  • Ameristar Capital Mortgage Inc., where we specialize in residential mortgages. At Ameristar Capital Mortgage Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • AMALI Capital Funding Corporation
  • 16785 Beach Boulevard, Suite A, Huntington Beach, CA, 92647
  • Amali Capital Funding is a mortgage brokerage located in Huntington Beach, California. As a wholesale brokerage, we are able to compare rates from big-name lenders such as Quicken Loans, LoanDepot, United Wholesale Mortgage, JMAC, etc. and provide the best market rate to our clients. We also offer many programs for first-time buyers.
  • Fusion Capital Group
  • 7284 Murdy Circle, Huntington Beach, CA, 92647
  • At Fusion Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Excalibur Mortgage Corporation
  • 7071 Warner Avenue, Suite F-717, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Union 1st Inc.
  • 16152 Beach Boulevard, Suite 101, Huntington Beach, CA, 92647
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Advanced Horizon Lending
  • 7755 Center Avenue, 11th Floor, Huntington Beach, CA, 92647
  • At Advanced Horizon Lending we specialize in all types of mortgage financing. Whether you are a first time homebuyer, or a veteran investor, our experience, rates and speed make us stand apart from other lenders. If you are buying a new home, refinancing your existing mortgage or taping some of the growing equity in your home we are here to help.
  • Flex Funding
  • 7755 Center Avenue, Suite 1100, Huntington Beach, CA, 92647
  • Flex Funding in Huntington Beach, California, is led by Monica Victorino who is a full-service licensed broker. Our clientele steadily increased over the years and helped in turning our company into what it is today. Our business is based on four key elements, knowledge, skills, discipline, and ethics.
  • Alliance West Financial Corporation
  • 17111 Beach Boulevard, Suite 100, Huntington Beach, CA, 92647
  • Alliance West Financial Solution for the local Real Estate market. Our mission is to provide our clients with the highest professionalism and ethics, whether looking for a new home, making investment strategies, avoiding foreclosure or navigating the REO process. We are here to make the home buying process as simple.
  • Nuvision Federal Credit Union
  • 7812 Edinger Avenue., Huntington Beach, CA, 92647
  • Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At its core is a commitment to strength, independence and discipline. A belief that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
  • Universal Commercial Capital
  • 8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
  • Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential