FHA VS Conventional loan programs in Lino-Lakes, Anoka County, Minnesota

In 2026, the conventional loan limit for a single-family home in Lino-Lakes, located in the county of Anoka, MN, is $647,200. Meanwhile, the FHA limit stands at $448,500.

Explore Lendersa® Conventional loan calculator to effectively compare today’s rates across Conventional, FHA, and USDA loans. This tool allows you to see required income, credit score, reserves, and documentation. With our calculator's advanced features, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the ideal program for your financial needs in MN.

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2026 loan limits and down payment requirements in Lino-Lakes, Anoka, MN

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Applicable zip codes: 55014

Review Conventional and FHA Loan Choices in Lino-Lakes, MN

The central mission of Lendersa® is to swiftly secure the finest available Conventional, USDA, or FHA loans without hassle. Choose from three starting pathways, each designed to align you with matching lenders and loan programs.

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Lino-Lakes Lenders

  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • Lends in Minnesota
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • Lends in Minnesota
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • Lends in Minnesota
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • Cities Credit Union
  • 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
  • Lends in Minnesota
  • Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Minnesota
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • Quality Choice Mortgage LLC
  • 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
  • Lends in Minnesota
  • The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • North American Banking Company
  • 2230 Albert Street, Roseville, MN, 55113
  • Lends in Minnesota
  • We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.

  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • Lends in Minnesota
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live

  • Progressive Lending Solutions Inc
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Lends in Minnesota
  • Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.