In 2026, the conventional loan limit in Minneapolis, within Hennepin county, MN, is $726,200, while the FHA limit for a single-family home is set at $515,200.
Utilize Lendersa®'s Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best program in MN for your unique financial situation.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $515,200 | 3.5% |
This table applies to these zip codes: 55403, 55409, 55408, 55407, 55406, 55405, 55404, 55402, 55401, 55430, 55454, 55455, 55418, 55419, 55410, 55411, 55412, 55413, 55414, 55415, 55416, 55417, 55440, 55458, 55459, 55460, 55467, 55470, 55472, 55474, 55478, 55479, 55480, 55483, 55484, 55485, 55486, 55487, 55488
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with matching lenders and suitable loan programs.
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