Explore the differences! FHA VS Conventional loan programs in Minneapolis, Hennepin County, Minnesota
In 2026, the conventional loan limit in Minneapolis, within Hennepin county, MN, is $726,200, while the FHA limit for a single-family home is set at $515,200.
Utilize Lendersa®'s Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best program in MN for your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Minneapolis, Hennepin, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$515,200
3.5%
This table applies to these zip codes: 55403
Conventional and FHA Loan Options in Minneapolis, MN
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with matching lenders and suitable loan programs.
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
Lends in Minnesota
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Lends in Minnesota
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
Lends in Minnesota
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
Lends in Minnesota
Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
Lends in Minnesota
Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
