FHA VS Conventional loan in La-Crescent, Houston County, Minnesota

As of 2026, the county of Houston in La-Crescent, MN has a Conventional loan cap set at $647,200. In contrast, the FHA limit for a single-family residence is $420,680.

The Lendersa® Conventional loan calculator enables comparison of current rates between Conventional, FHA and USDA loans. Use it to analyze requirements like income, credit, reserves, and documents needed. With our advanced tools, easily compare side-by-side Conventional, USDA, FHA, and VA loans to select the most suitable option in MN for your financial scenario.

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2026 mortgage limits and down payment requirements in La-Crescent, Houston county, MN

Loan Type Loan Limit Down payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 55947

Mortgage options in La-Crescent, MN: Conventional and FHA

At Lendersa®, we aim to swiftly secure the best Conventional, USDA or FHA loans with minimal complications. Choose one starting point to effectively match loans and lenders.

Lendersa USDA loan request and matching results


  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties.
    • No deep dive underwriting
    • $500,000+ loan sizes preferred
    • 12-36 month terms
    • Most commercial RE assets accepted; special use case-by-case
    • No rural or vast land properties
    • No junk fees
    • Quick close
    • Broker friendly

  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

    We are a leading provider of appraisals for:

    Primary and Secondary Mortgages
    Mortgage Refinanc

  • Horizon Mortgage Group LLC
  • 1700 North University Drive, Suite 304, Coral Springs, FL, 33071
  • Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.

    we pride ourselves in offering the highest level of customer service.

  • Sunshine State Mortgage LLC
  • 1515 North University Drive, Suite 101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations

  • Pacific Lending Group Inc
  • 1750 University Drive, Suite 225, Coral Springs, FL, 33071
  • Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.

  • EPIC MORTGAGE, INC
  • 1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
  • Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders

  • Sunshine State Mortgage
  • 1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .

  • Nationwide Mortgage Group
  • 1750 N University Dr #201, Coral Springs, FL, 33071
  • Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Bluecastle Lending, Realty & Title
  • 12514 W. Atlantic Blvd, Coral Springs, FL, 33071
  • Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking

  • UrbanPointe Lending
  • 9480 South Eastern Avenue, Suite 274, Las Vegas, NV, 89123
  • At UrbanPointe Lending we pride ourselves in finding you the "best fit mortgage"​ for all of our clients. We realize and know not everyone has the same mortgage needs and situation. We take the time to provide options to our clients so they can select the best mortgage for their personal leads.