FHA VS Conventional loan programs in La-Crescent, Houston County, Minnesota

As of 2025, the county of Houston in La-Crescent, MN has a Conventional loan cap set at $647,200. In contrast, the FHA limit for a single-family residence is $420,680.

The Lendersa® Conventional loan calculator enables comparison of current rates between Conventional, FHA and USDA loans. Use it to analyze requirements like income, credit, reserves, and documents needed. With our advanced tools, easily compare side-by-side Conventional, USDA, FHA, and VA loans to select the most suitable option in MN for your financial scenario.

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2025 mortgage limits and down payment requirements in La-Crescent, Houston county, MN

Loan Type Loan Limit Down payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 55947

Mortgage options in La-Crescent, MN: Conventional and FHA

At Lendersa®, we aim to swiftly secure the best Conventional, USDA or FHA loans with minimal complications. Choose one starting point to effectively match loans and lenders.

Lendersa USDA loan request and matching results


  • AmeriSave Mortgage Corporation
  • 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
  • "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
  • All Credits Mortgage
  • 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
  • All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • MTC Federal Credit Union
  • 2A The Parkway, Greenville, SC, 29615
  • MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
  • Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all