Explore the differences! FHA VS Conventional loan programs in Winona, Winona County, Minnesota

As of 2025, the Conventional loan limit for a single-family home in Winona, Winona county in MN is $726,200, while the FHA cap is $472,030.

Utilize the Lendersa® Conventional loan calculator for comparing today's Conventional, FHA, and USDA best rates. Assess the requirements regarding income, credit scores, reserves, and necessary documents to qualify. View Conforming Conventional loans alongside USDA, FHA, and VA options in our state-of-the-art mortgage calculator to find the best fit for your financial needs in MN.

Compare loan offers from 100 lenders

2025 loan limits and down payment requirements for Winona, Winona county, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 55987

Exploring Conventional and FHA loan options in Winona, MN

Our mission at Lendersa® is to secure the best Conventional, USDA, or FHA loans swiftly and with minimal hassle. Choose one of three paths to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.