FHA VS Conventional loan programs in 2026 for Maple-Grove, Hennepin County, Minnesota

As of 2026, in Maple-Grove, located in the county of Hennepin, MN, the conventional loan cap is set at $647,200, whereas the FHA loan maximum reaches $448,500 for single-family homes.

Take advantage of Lendersa®'s Conventional loan calculator today. It allows you to effectively compare the best available rates between Conventional, FHA, and USDA loans. Identify the crucial income, credit requirements, reserves, and necessary documents for qualifying. Use our advanced mortgage tool to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in MN for your unique financial circumstances.

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Loan limits and down payment details for 2026 in Maple-Grove, within Hennepin County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Note: the comparison table pertains to the following zip codes: 55369

Exploring Conventional and FHA Loan Choices in Maple-Grove, MN

At Lendersa®, our mission is to expedite and simplify obtaining the best Conventional, USDA, or FHA loans. Choose from one of three initial paths to match with suitable lenders and programs.

Lendersa's USDA loan request and matching results visualization


Maple-Grove Lenders

  • Building Trades Credit Union
  • 12080 73rd Avenue Northq, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!

  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.

  • TopLine Federal Credit Union
  • 9353 Jefferson Highway, Maple Grove, MN, 55369
  • Lends in Minnesota
  • TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable

  • MORTGAGES UNLIMITED INC.
  • 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Minnesota
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Lends in Minnesota
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.

  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced