In 2026, the Conventional loan limit for Watertown, within Carver county, MN, is $726,200. Meanwhile, the FHA limit is $515,200 for a single-family home.
The Lendersa® Conventional Loan Calculator is designed to compare today's best rates between Conventional, FHA, and USDA loans. Use it to determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side to help you decide the most suitable program in MN for your particular financial situation.
Review offers from 100 different lenders
| Loan Type | Maximum Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
The comparison is applicable for the zip codes: 55388
The primary aim of Lendersa® is to help you quickly secure the best possible Conventional, USDA, or FHA loans without hassle. Choose any of the three starting points to connect with matching lenders and programs tailored to your needs.
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