Explore the differences! FHA VS Conventional loan programs in Mounds-View, Ramsey County, Minnesota

In 2025, Convetional loan limit in Mounds-View, county of Ramsey, MN is $647,200 while FHA limit is $448,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mounds-View, county of Ramsey, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

The comparison table applies to zip codes: 55112

Conventional and FHA loan options in Mounds-View, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Peoples Mortgage LLC
  • 9533 Misty River Way, Elk Grove, CA, 95624
  • The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
  • Land Home Financial
  • 9381 E Stockton Blvd, Suite 208, Elk Grove, CA, 95624
  • "Land Home Financial Services is a Mortgage Banker/Direct Lender. We provide professional consultation and free mortgage loan analysis with a guarantee to offer you our best rates and programs available. Land Home always conducts business in a highly ethical manner while focusing on doing what is best for the customer."
  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
  • Ascent Home Loans
  • 8788 Elk Grove Boulevard, Suite O, Elk Grove, CA, 95624
  • Ascent Home Loans, your go to real estate & Mortgage solution. The owner, Mohammad Ashraf is a a licensed real estate broker and loan originator. During his career, he has accumulated more than 20 years worth of experience. Thanks to that, we can proudly say to be one of the few real estate brokers that have been active through the recent recession
  • Hill Real Estate and Loans
  • 9643 Kunzite Court, Elk Grove, CA, 95624
  • Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Morningside Mortgage Corporation
  • 9630 E. Bay Harbor Drive, Miami Beach, FL, 33154
  • Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Chris Opfer - Elk Grove Senior Loan Officer
  • 9381 E. Stockton Blvd Suite 214, Elk Grove, CA, 95624
  • "Chris Opfer specializes in home loans and refinancing in the Northern California area. NMLS#256253 - DRE#01166863 Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries."
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.