FHA VS Conventional loan in Fridley, Anoka County, Minnesota

For the year 2026, the Conventional loan cap in Fridley, situated in the county of Anoka, MN, is $726,200. Meanwhile, the FHA limit for a single-family residence is $515,200.

The Lendersa® Conventional loan calculator is invaluable for comparing today's top rates between Conventional, FHA, and USDA loans. Determine what income level, credit score, reserves, and necessary documentation are required for approval. By using our comprehensive mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, helping identify the ideal program for your financial needs in MN.

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2026 Loan Limits and Down Payment Requirements in Fridley, Anoka, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The data in this comparison table is applicable to the following zip codes: 55421

Diverse Loan Options: Conventional and FHA in Fridley, MN

The primary mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loans with ease and speed. Begin by selecting one of three pathways designed to match you with compatible lenders and suitable loan programs.

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Fridley Lenders

  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • Lends in Minnesota
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
    MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."

  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Minnesota
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • Lends in Minnesota
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • Lends in Minnesota
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Lends in Minnesota
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.

  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.

    You may know that the VA loan program is one of the greatest benefits of military service

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.