FHA VS Conventional loan programs in 2026 for Pine-City, Pine County, Minnesota

During 2026, the limit for a Conventional loan in Pine-City, within the county of Pine, MN, is set at $647,200, whereas the FHA limit for a single-family dwelling is $420,680.

With the Lendersa® Conventional loan calculator, you can compare the top rates available today across Conventional, FHA, and USDA loans, reviewing necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loan options side-by-side, aiding you in selecting the ideal program in MN for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Pine-City, Pine, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 55063

Available Conventional and FHA Loan Options in Pine-City, MN

The goal of Lendersa® is to provide you with the best possible Conventional, USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to find matching lenders and loan programs.

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Pine-City Lenders

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • Northview Bank
  • 2203 Finland Ave, Finlayson, MN, 55735
  • Lends in Minnesota
  • Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.

  • The First National Bank of Milaca
  • 190 - 2nd Ave SW, Milaca, MN, 56353
  • Lends in Minnesota
  • The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.

  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • Lends in Minnesota
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.

  • Quality Choice Mortgage LLC
  • 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
  • Lends in Minnesota
  • The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The First National Bank of Moose Lake
  • 400 Elm Avenue, Moose Lake, MN, 55767
  • Lends in Minnesota
  • First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships.

    Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,