FHA VS Conventional loan in Cambridge, Isanti County, Minnesota

For 2025, the borrowing cap for conventional loans in Cambridge, located in the county of Isanti, MN, is set at $726,200. On the other hand, the FHA maximum is $515,200 for single-family homes.

Explore the Lendersa® Conventional loan calculator, which allows you to compare the current best rates for Conventional against FHA versus USDA options. Discover the necessary income, credit score, reserves, and required documentation to qualify. Our advanced mortgage tool places Conforming Conventional loans side by side with USDA, FHA, and VA to assist you in selecting the most suitable program offered in MN for your unique financial scenario.

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2025 Loan Limits and Down Payment Requirements in Cambridge, County of Isanti, MN

Type of Loan Max Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

These loan limits correspond to the following ZIP codes: 55008

Loan Choices: Conventional and FHA in Cambridge, MN

Lendersa® aims to quickly secure you the most favorable loan, whether Conventional, USDA, or FHA, with minimal fuss. Choose from three approaches to match the ideal lender and loan program to your needs.

USDA loan request and matching outcomes with Lendersa


  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
  • Family Advantage Federal Credit Union
  • 615 West 7th Street, Columbia, TN, 38401
  • vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
  • Kelley Mortgage LLC
  • 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
  • Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
  • O'Neill Financial Services Inc
  • 519 Diablo Drive, Bethel Park, PA, 15102
  • ONEILL FINANCIAL SERVICES INC, Residential and Commercial Mortgage Brokers in Pennsylvania with over 40 years of experience. We offer Commercial Loans NATIONWIDE With FULL INCOME VERIFICATION AND STATED INCOME LOANS. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.
  • Premier Mortgage Services, Inc.
  • 1700 Fortino Blvd, Pueblo, CO, 81008
  • Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
  • SunWest Educational Credit Union
  • 700 Eagleridge Boulevard, Pueblo, CO, 81008
  • At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • KEYSTONE HOME FINANCE LLC
  • 222 Fox Run Drive, Venetia, PA, 15367
  • Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise