FHA VS Conventional loan in Spring-Lake-Park, Anoka County, Minnesota

In the year 2025, the established Conventional loan ceiling in Spring-Lake-Park, located within county of Anoka, MN, stands at $647,200, whereas the FHA loan limit is set at $448,500 for single-family residences.

Visit the Lendersa site to calculate and compare current rates across various loan types, such as Conventional, FHA, and USDA, ensuring you have all the necessary income, credit, reserve details, and proper documentation to qualify. The sophisticated loan calculator illustrates side-by-side comparisons for Conforming Conventional loans, USDA options, FHA loans, and VA programs, helping determine which best suits your unique financial situation in MN.

Explore loan offers from a vast network of 100 lenders

Loan limitations and down payment needs for the year 2025 in Spring-Lake-Park, found in Anoka county, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Please note: This table is applicable to these zip codes: 55432.

Conventional and FHA loan options in Spring-Lake-Park, MN

Within Spring-Lake-Park, MN, flexible Conventional and FHA loan choices are available to help you secure the best possible financing swiftly and with minimal effort. Engage with one of three starting paths to connect with matching lenders and appropriate loan programs, offering opportunities like:

Lendersa USDA loan request and matching results

Explore this database of resources to secure advantageous loan matches and results.



  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
  • COURTESY FIRST HOME LENDERS
  • 110 N Marion St, Athens, AL, 35611
  • Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).