FHA VS Conventional loan programs in Waconia, Carver County, Minnesota

In 2026, the Conventional loan limit set for Waconia, located in Carver, MN, is $726,200, while the limit for FHA loans on a single-family residence is $515,200.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. It facilitates determining the necessary income, credit requirements, reserves, and documentation to qualify. This advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial circumstances in MN.

Review loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Waconia, County of Carver, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This information is applicable to these zip codes: 55387

Available Conventional and FHA Loan Options in Waconia, MN

Lendersa® is committed to helping you find the optimal Conventional, USDA, or FHA loan quickly and without hassle. You can initiate your journey with one of three beginning points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


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