Explore the differences! FHA VS Conventional loan programs in Wayzata, Hennepin County, Minnesota

For 2025, the Conventional loan limit in Wayzata, located in Hennepin county, MN, is set at $726,200. Meanwhile, the FHA limit for a single-family residence stands at $515,200.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best available rates today across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable option for your financial scenario in MN.

Explore loan offers from a wide range of 100 lenders

2025 Loan Limits and Downpayment Requirements in Wayzata, Hennepin, MN

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table is valid for the zip codes: 55391

Accessible Conventional and FHA Loans in Wayzata, MN

The aim of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loans rapidly and without any complications. Begin with one of the three initial routes to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Funding, LLC
  • 2171 Clearbrook Rd, Birmingham, AL, 35226
  • At NMI Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Approved Credit Services, Inc NMLS #9604
  • 2572 Erie Blvd. East, Syracuse, NY, 13224
  • We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • Kemba Roanoke Federal Credit Union
  • 2812 West Main Street, Salem, VA, 24153
  • KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
  • Riverside Lending, LLC
  • 910 N Tennessee St., Cartersville, GA, 30120
  • Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
  • American Mortgage Group, Inc
  • 205 Stonewall Street, Cartersville, GA, 30120
  • In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
  • 1st Georgia Home Mortgage
  • 6 Maybelle St, Cartersville, GA, 30120
  • 1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.
  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533
  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
  • Blackthorne Funding LLC
  • 222 Edgemont Dr, Syracuse, NY, 13214
  • Peter Bostwick is the owner of Blackthorne Funding and has been in the mortgage business since 1996. He formed Blackthorne Funding as a mortgage broker in 2000 and has operated it since. Many loans for residential investor and small commercial borrowers were placed during these years. Recently.
  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.