FHA VS Conventional loan programs in 2026 for Hopkins, Hennepin County, Minnesota

As of 2026, the limit for conventional loans in Hopkins, Hennepin county, MN is $726,200, whereas the FHA loan limit stands at $515,200 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to contrast conventional, FHA, and USDA rates available today, helping you understand the required income, credit, reserves, and documentation. With our sophisticated mortgage calculator, compare side by side the conforming conventional, USDA, FHA, and VA loans to decide the optimal program for your financial situation in MN.

Discover loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Hopkins, Hennepin County, MN

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison is relevant for zip codes: 55305, 55343

Exploring Conventional and FHA Loan Options in Hopkins, MN

At Lendersa®, our mission is to quickly and seamlessly secure you the best conventional, USDA, or FHA loan options. Choose from three starting methods leading to matched lenders and loan programs.

Lendersa USDA loan request outcomes


  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Community 1st Credit Union WA
  • 955 Ross Loop, Suite 100, Dupont, WA, 98327
  • At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.

  • Best Loans Corp
  • 3022 Willow Road, Punta Gorda, FL, 33982
  • At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.

  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

  • Mortgage Northwest
  • 507 Hidden Forest Drive, Olympia, WA, 98513
  • We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.

  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns

  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.

  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.