Explore the differences! FHA VS Conventional loan programs in Hopkins, Hennepin County, Minnesota

As of 2025, the limit for conventional loans in Hopkins, Hennepin county, MN is $726,200, whereas the FHA loan limit stands at $515,200 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to contrast conventional, FHA, and USDA rates available today, helping you understand the required income, credit, reserves, and documentation. With our sophisticated mortgage calculator, compare side by side the conforming conventional, USDA, FHA, and VA loans to decide the optimal program for your financial situation in MN.

Discover loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Hopkins, Hennepin County, MN

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison is relevant for zip codes: 55305, 55343

Exploring Conventional and FHA Loan Options in Hopkins, MN

At Lendersa®, our mission is to quickly and seamlessly secure you the best conventional, USDA, or FHA loan options. Choose from three starting methods leading to matched lenders and loan programs.

Lendersa USDA loan request outcomes


  • Pacific Wholesale Mortgage
  • 7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
  • Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.
  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Joel Hernandez
  • 277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
  • we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
  • LoanStar Financial Corp. - Ignacio Ventura
  • 277 Rancheros, Suite 160, San Marcos, CA, 92069
  • LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
  • James Stanko - Lineage Lending
  • 750 Woodward St, Suite 7, San Marcos, CA, 92069
  • Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
  • Fidelity Funding
  • 3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
  • Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
  • Nationwide Capital
  • 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.