FHA VS Conventional loan programs in 2026 for Minnetonka, Hennepin County, Minnesota
For 2026 in Minnetonka, located in the county of Hennepin, MN, the conventional loan limit stands at $726,200, whereas the FHA limit for a single-family home is $515,200.
Make use of the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. It helps identify the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options to find the program in MN that best suits your financial requirements.
2026 Loan Limits and Down Payment Requirements in Minnetonka, County of Hennepin, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$515,200
3.5%
This table applies to zip codes: 55305
Conventional and FHA Loan Options in Minnetonka, MN
The mission of Lendersa® is to promptly secure you the optimal Conventional, USDA, or FHA loan effortlessly. You can choose from three starting options that align you with relevant lenders and loan programs.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
Lends in Minnesota
Envision Capital is the dependable place to go when in need of a home loan.
Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
Lends in Minnesota
Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
Lends in Minnesota
Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
Lends in Minnesota
Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.
