FHA VS Conventional loan programs in 2025 for Minnetonka, Hennepin County, Minnesota

For 2025 in Minnetonka, located in the county of Hennepin, MN, the conventional loan limit stands at $726,200, whereas the FHA limit for a single-family home is $515,200.

Make use of the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. It helps identify the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options to find the program in MN that best suits your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Minnetonka, County of Hennepin, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This table applies to zip codes: 55305, 55345, 55343, 55391

Conventional and FHA Loan Options in Minnetonka, MN

The mission of Lendersa® is to promptly secure you the optimal Conventional, USDA, or FHA loan effortlessly. You can choose from three starting options that align you with relevant lenders and loan programs.

Results of Lendersa USDA loan request and lender matches


  • Rain City Capital
  • 12131 113th Ave NE Suite 201, Kirkland, OR, 98034
  • Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • Puget Sound Cooperative Credit Union
  • 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004
  • Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
  • Military VA Loan
  • 200 112th Ave NE, Suite 310, Bellevue, WA, 98004
  • MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.
  • Legacy Group Capital, LLC
  • 400 112th Avenue North East, Suite 400, Bellevue, WA, 98004
  • "A Premier private lending company, we build healthy returns through real estate investing and lending opportunities. We partner with builders, real estate investors and homeowners to help them achieve their goals in real estate acquisition through a premier lending platform like no other."
  • American Mortgage Inc
  • 989 112th Ave Ne, Suite 201, Bellevue, WA, 98004
  • American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives
  • Quintet Mortgage, LLC
  • 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004
  • Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
  • Xpro Mortgage Inc.
  • 1601 North East 116th Avenue, Suite 114, Bellevue, WA, 98004
  • Xpro Mortgage Inc. has been in the mortgage/loan business in great Seattle area since 2013. We have helped hundreds of home owners for their new loans and refinances. We are honest, ethical, knowledgeable and very professional. If you have any needs for mortgage, whether it’s a new loan or refinance, don’t hesitate to contact us.