As of 2026, in Zumbrota, located in the county of Goodhue, MN, the loan limit for a Conventional loan is $726,200. For an FHA loan securing a single-family home, the maximum is $472,030.
Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans available today. Determine the income, credit history, reserves, and documents required for loan qualification. This advanced mortgage calculator lets you see the comparison among Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format to help decide the most suitable program for your financial needs in MN.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 55992
Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan as quickly and smoothly as possible. Choose one of three starting points to get connected with compatible lenders and appropriate loan programs:
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