FHA VS Conventional loan in Zumbrota, Goodhue County, Minnesota

As of 2025, in Zumbrota, located in the county of Goodhue, MN, the loan limit for a Conventional loan is $726,200. For an FHA loan securing a single-family home, the maximum is $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans available today. Determine the income, credit history, reserves, and documents required for loan qualification. This advanced mortgage calculator lets you see the comparison among Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format to help decide the most suitable program for your financial needs in MN.

Compare loan offers from over 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Zumbrota, Goodhue, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 55992

Explore Conventional and FHA Loan Options in Zumbrota, MN

Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan as quickly and smoothly as possible. Choose one of three starting points to get connected with compatible lenders and appropriate loan programs:

Results from Lendersa USDA loan requests and matching


  • NEW DOMINION FINANCIAL
  • 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
  • NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • Edgeworth Lending
  • 1320 Central Park Blvd, Fredericksburg, VA, 22401
  • Our role as a value-added, relationship-based direct private money lender is to help real estate investors successfully leverage capital so they can do more deals for a better ROI. Formed in 2008 by real estate investors for real estate investors as a flexible financing option for investors in a fluid and competitive real estate landscape.
  • 314 Capital
  • 455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
  • 314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
  • Mr. Swanson Mortgage
  • 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
  • Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
  • FHA Renovation Loans, LLC
  • 2107 Forest Ridge Road, Lutherville Timonium, MD, 21093
  • FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
  • Bayshore Mortgage Funding LLC
  • 1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
  • At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001. We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
  • Best Loan Choice
  • 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
  • "Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products. We pride ourselves on using a more individualized,"
  • Harborside Home Loans
  • 10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
  • Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
  • Advantage Financial Federal Credit Union
  • 1319 F Street NW, Suite 500, Washington, DC, 20004
  • Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
  • First National Bank of Griffin
  • 318 S Hill St, Griffin, GA, 30224
  • First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.