FHA VS Conventional loan in Ava, Douglas County, Missouri

In 2026, the maximum loan limit for Conventional loans in Ava, located in the county of Douglas, MO, is $726,200, while for an FHA loan, it is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to effectively compare today’s top rates for Conventional, FHA, and USDA. Determine the income, credit, and documentation necessary for qualification. With our advanced calculator, see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best suited program in MO for your financial situation.

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Loan limits and downpayment requirements for 2026 in Ava, Douglas county, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 65608

Options for Conventional and FHA loans in Ava, MO

The goal of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Begin with one of three initial steps that lead to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Ava Lenders

  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Lends in Missouri
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services

  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • Lends in Missouri
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.

  • Mid-Missouri Bank
  • 3546 E. Sunshine, Springfield, MO, 65809
  • Lends in Missouri
  • Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.

  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Lends in Missouri
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.

  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • Lends in Missouri
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..

  • Jill Satterfield - Gershman Mortgage
  • 1557 East Primrose Street, Suite B100, Springfield, MO, 65804
  • Lends in Missouri
  • Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,

  • TelComm Credit Union
  • 2155 E. Sunshine Street, Springfield, MO, 65804
  • Lends in Missouri
  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.