FHA VS Conventional loan programs in Mountain-Grove, Wright County, Missouri

During 2026, the limit for a Conventional mortgage in Mountain-Grove, located in the County of Wright, MO, is designated as $647,200. Conversely, the FHA cap for a single-family dwelling stands at $420,680.

Utilize the Lendersa® Conventional mortgage calculator to evaluate today's rates across Conventional, FHA, and USDA loans. It assists in determining the essential criteria like income, credit score, reserves, and documents for qualification. The sophisticated mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program in MO based on your financial circumstances.

Explore loan offers from an array of 100 lenders

Loan limits and down payment requirements for 2026 in Mountain-Grove, located in the county of Wright, MO

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison chart is relevant for zip codes: 65711

Exploring Conventional and FHA mortgage options in Mountain-Grove, MO

Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting routes to effectively connect with corresponding lenders and loan schemes.

Results of USDA loan requests and matching by Lendersa


Mountain-Grove Lenders

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.

  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Lends in Missouri
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • Lends in Missouri
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • Lends in Missouri
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
    We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"

  • Mid-Missouri Bank
  • 3546 E. Sunshine, Springfield, MO, 65809
  • Lends in Missouri
  • Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • Lends in Missouri
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.