Explore the differences! FHA VS Conventional loan programs in Bridgeton, St. Louis County, Missouri

For 2025, the conventional loan limit in Bridgeton, a part of St. Louis county in MO, is set at $726,200. Meanwhile, the FHA cap for a single-family dwelling stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to conduct a comparative analysis of the best rates for Conventional, FHA, and USDA loans today, and ascertain the required income, credit score, reserves, and documentation to qualify. This advanced mortgage calculator enhances your decision-making by providing side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, particularly devised for aligning with your financial situation in MO.

Review and compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bridgeton, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 63044, 63074

Exploring Conventional and FHA Loan Options in Bridgeton, MO

At Lendersa®, our mission is to expedite your access to the most favorable Conventional, USDA, or FHA loans without difficulty. Choose one of the three starting methods below to find well-matched lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
  • NorthPoint Lending Group Inc
  • 7434 North Harlem Avenue, Chicago, IL, 60631
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integra Financial Group Inc
  • 6565 North Avondale, Suite 200, Chicago, IL, 60631
  • Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.
  • MWRD Employees credit union
  • 100 East Erie Street, Chicago, IL, 60611
  • MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Femme Capital Partners LLC
  • 355 East Ohio Street, Suite 2010, Chicago, IL, 60611
  • Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.
  • PartnerOwn LLC
  • 211 East Ohio Street, Suite 510, Chicago, IL, 60611
  • Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.
  • Foxworth Commercial Capital
  • 401 North Michigan Avenue Suite 1200, Chicago, IL, 60611
  • Foxworth Commercial Capital carries a finance product that will fit your goals. We offer programs for commercial real estate finance, equity and mezzanine financing, factoring, contract financing, SBA loans, merchant cash advances, acquisition financing, bridge and hard money loans, healthcare financing and many other areas.