Explore the differences! FHA VS Conventional loan programs in St.-Ann, St. Louis County, Missouri
In 2025, the limit for conventional loans in St.-Ann, located in St. Louis County, MO, is set at $647,200, whereas the FHA loan limit for a single-family home is capped at $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today’s top Conventional, FHA, and USDA rates. This tool also helps you find out the income, credit, reserves, and documents you will need to qualify. With our sophisticated mortgage calculator, compare Conventional loans, USDA, FHA, and VA side by side to determine which is ideal for your financial needs in MO.
Loan limits and down payment requirements for 2025 in St.-Ann, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This comparison table is applicable to these zip codes: 63074
Examining Conventional and FHA loan choices in St.-Ann, MO
The aim of Lendersa® is to secure you the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three options to connect with suitable lenders and loan programs.
Comfy Loans LLC is is privately owned and licensed as a residential mortgage broker in 2 states - Florida & Illinois. Unlike banks and giant online lenders, Comfy Loans LLC specialize exclusively in home loans. We can find the best loan for your situation. And because we have access to wholesale rates, we’ll pass those savings along to you.
Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals.
With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
