FHA VS Conventional loan programs in Berkeley, St. Louis County, Missouri
In the year 2026, the Conventional loan cap in Berkeley, within the county of St. Louis, MO, is set at $726,200, whereas for an FHA loan, the limit is $472,030 for a single-family residence.
To contrast today's Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. It also helps you identify the required income, credit, reserves, and documentation. Compare various options including Conforming Conventional loans, USDA, FHA, and VA together, assisting you in selecting the right program for your financial circumstances in MO.
Loan caps and down payment needs for 2026 in Berkeley, St. Louis, MO
Loan Category
Maximum Limit
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
The table data pertains to the zip codes: 63134
Choices for Conventional and FHA loans in Berkeley, MO
Lendersa® aims to quickly and conveniently secure the most advantageous Conventional, USDA, or FHA loans for you. Begin with one of three paths that facilitate lender and loan program comparisons.
Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
