FHA VS Conventional loan programs in 2025 for Berkeley, St. Louis County, Missouri
In the year 2025, the Conventional loan cap in Berkeley, within the county of St. Louis, MO, is set at $726,200, whereas for an FHA loan, the limit is $472,030 for a single-family residence.
To contrast today's Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. It also helps you identify the required income, credit, reserves, and documentation. Compare various options including Conforming Conventional loans, USDA, FHA, and VA together, assisting you in selecting the right program for your financial circumstances in MO.
Loan caps and down payment needs for 2025 in Berkeley, St. Louis, MO
Loan Category
Maximum Limit
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
The table data pertains to the zip codes: 63134
Choices for Conventional and FHA loans in Berkeley, MO
Lendersa® aims to quickly and conveniently secure the most advantageous Conventional, USDA, or FHA loans for you. Begin with one of three paths that facilitate lender and loan program comparisons.
We take full responsibility to find effective mortgage solutions and reasonably priced homes available to homebuyers and homeowners. How do we do this? We connect our clients with the best lenders you can find all over the country. We benefit from our vast network of connections, so we can provide borrowers access.
One Source Mortgage, Inc. Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
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