FHA VS Conventional loan programs in Berkeley, St. Louis County, Missouri
In the year 2025, the Conventional loan cap in Berkeley, within the county of St. Louis, MO, is set at $726,200, whereas for an FHA loan, the limit is $472,030 for a single-family residence.
To contrast today's Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. It also helps you identify the required income, credit, reserves, and documentation. Compare various options including Conforming Conventional loans, USDA, FHA, and VA together, assisting you in selecting the right program for your financial circumstances in MO.
Loan caps and down payment needs for 2025 in Berkeley, St. Louis, MO
Loan Category
Maximum Limit
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
The table data pertains to the zip codes: 63134
Choices for Conventional and FHA loans in Berkeley, MO
Lendersa® aims to quickly and conveniently secure the most advantageous Conventional, USDA, or FHA loans for you. Begin with one of three paths that facilitate lender and loan program comparisons.
4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
Having built our business on trusting relationships with real estate professionals"
