FHA VS Conventional loan programs in Clinton, Henry County, Missouri

As of 2026, the maximum limit for Conventional loans in Clinton, county of Henry, MO is $726,200, whereas the FHA limit stands at $472,030 for single-family residences.

The Lendersa® Conventional loan calculator helps you assess current conventional, FHA, and USDA rates, while also determining eligibility in terms of income, credit, reserves, and required documents. This versatile mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA programs side by side in MO, guiding you towards the superior option for your financial scenario.

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2026 Loan limits and down payment needs in Clinton, Henry, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures are applicable to the zip codes: 64735

Loan choices: Conventional and FHA in Clinton, MO

The mission of Lendersa® is to swiftly and efficiently connect you with the most favorable loan whether it's Conventional, USDA, or FHA. Choose one of three paths to access matched lenders and loan plans, resulting in an optimal outcome.

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Clinton Lenders

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Lends in Missouri
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.

  • Quarry City Savings and Loan Association
  • 713 PCA Road, Warrensburg, MO, 64093
  • Lends in Missouri
  • Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.

  • The Citizens-Farmers Bank of Cole Camp
  • 121 East Main Street, Cole Camp, MO, 65325
  • Lends in Missouri
  • The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.

  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Lends in Missouri
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.

  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • Lends in Missouri
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;

  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • Lends in Missouri
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.

  • R-G Federal Credit Union
  • 421 Remington Plaza Court, Raymore, MO, 64083
  • Lends in Missouri
  • R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.

  • Missouri Central Credit Union
  • 825 NE Deerbrook St Lees, Lees Summit, MO, 64086
  • Lends in Missouri
  • Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.

  • ePrivate Lending
  • 200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
  • Lends in Missouri
  • ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending