FHA VS Conventional loan programs in 2025 for Columbia, Boone County, Missouri
In the year 2025, the conventional loan cap in the city of Columbia, situated in the county of Boone, MO, is set at $726,200, whereas the FHA cap for a single-family residence stands at $472,030.
By using the Lendersa® Conventional loan calculator, you can compare the current rates for Conventional loans versus FHA and USDA, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to assess Conforming Conventional, USDA, FHA, and VA loans next to one another, aiding your decision on the best program in MO for your financial needs.
Loan caps and down payment requirements for 2025 in Columbia, county of Boone, MO
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The figures listed in the table apply to the following zip codes: 65202, 65203, 65201, 65215, 65211, 65216, 65217, 65218, 65299
Options for Conventional and FHA loans in Columbia, MO
Lendersa® aims to deliver the optimal Conventional, USDA, or FHA loan quickly and seamlessly. Choose from three starting paths to identify compatible lenders and loan schemes.
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