FHA VS Conventional loan programs in Columbia, Boone County, Missouri
In the year 2025, the conventional loan cap in the city of Columbia, situated in the county of Boone, MO, is set at $726,200, whereas the FHA cap for a single-family residence stands at $472,030.
By using the Lendersa® Conventional loan calculator, you can compare the current rates for Conventional loans versus FHA and USDA, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to assess Conforming Conventional, USDA, FHA, and VA loans next to one another, aiding your decision on the best program in MO for your financial needs.
Loan caps and down payment requirements for 2025 in Columbia, county of Boone, MO
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The figures listed in the table apply to the following zip codes: 65202, 65203, 65201, 65215, 65211, 65216, 65217, 65218, 65299
Options for Conventional and FHA loans in Columbia, MO
Lendersa® aims to deliver the optimal Conventional, USDA, or FHA loan quickly and seamlessly. Choose from three starting paths to identify compatible lenders and loan schemes.
121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
"Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA.
When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
701 South China Lake Boulevard, Ridgecrest, CA, 93555
AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs
Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
