Explore the differences! FHA VS Conventional loan programs in Fulton, Callaway County, Missouri
For the year 2025, in Fulton located in Callaway County, within MO, the conventional loan limit is currently set at $726,200. Meanwhile, for a single-family home, the FHA limit is established at $472,030.
Leverage the Lendersa® Conventional loan calculator to efficiently compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator presents your options—Conforming Conventional loans, USDA, FHA, and VA loans—side by side. This helps in assessing which lending program in MO suits your financial circumstances best.
Current 2025 loan limits and down payment requirements for Fulton, Callaway County, MO
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison table pertains to these specific zip codes: 65251
Exploring Conventional and FHA loan choices in Fulton, MO
The mission of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Begin with any of the three options listed below, which connect you to matching lenders and loan programs.
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"Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date.
While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
