FHA VS Conventional loan programs in Centralia, Boone County, Missouri

In 2025, Convetional loan limit in Centralia, county of Boone, MO is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Centralia, county of Boone, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 65240

Conventional and FHA loan options in Centralia, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs. Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender
  • Popular Bank
  • 85 Broad Street, New York, NY, 10004
  • Popular continuously aims to build on its reputation for sound financial guidance, identifying areas of opportunity, and creating innovative partnerships that will enhance our clients’ banking experience. We are committed to making dreams happen, by providing financial solutions every step of the way.
  • Great Stone Capital
  • 30 Broad Street, Suite 1427, New York, NY, 10004
  • When it comes to working with a specialty lending company, one of the most important aspects is finding a firm that understands the investor's position and is eager to support their efforts. At Great Stone Capital not only do we offer personalized service, but we handle the loan process from start to finish. We are fully aware of the many specialty
  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.
  • First Choice Lending
  • 14365 East Colonial Drive, Orlando, FL, 32826
  • First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!
  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.