FHA VS Conventional loan programs in De-Soto, Jefferson County, Missouri
For 2025 in De-Soto, situated in the county of Jefferson, MO, the Conventional loan cap stands at $647,200, and for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to investigate current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for eligibility. This advanced calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans, enabling you to pick the right option for your financial circumstances in MO.
Details on loan limits and down payment requirements for 2025 in De-Soto, county of Jefferson, MO
Loan Type
Maximum Loan Amount
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to the following zip codes: 63020
Options for Conventional and FHA loans in De-Soto, MO
Lendersa® is committed to rapidly providing you the ideal Conventional, USDA, or FHA loan with minimal inconvenience. Begin your process by choosing one of three routes that match you with suitable lenders and loan programs.
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