FHA VS Conventional loan programs in 2025 for De-Soto, Jefferson County, Missouri
For 2025 in De-Soto, situated in the county of Jefferson, MO, the Conventional loan cap stands at $647,200, and for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to investigate current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for eligibility. This advanced calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans, enabling you to pick the right option for your financial circumstances in MO.
Details on loan limits and down payment requirements for 2025 in De-Soto, county of Jefferson, MO
Loan Type
Maximum Loan Amount
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to the following zip codes: 63020
Options for Conventional and FHA loans in De-Soto, MO
Lendersa® is committed to rapidly providing you the ideal Conventional, USDA, or FHA loan with minimal inconvenience. Begin your process by choosing one of three routes that match you with suitable lenders and loan programs.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.
Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
