Explore the differences! FHA VS Conventional loan programs in Hillsboro, Jefferson County, Missouri

As of 2026, the limit for a Conventional loan in Hillsboro, located in Jefferson county, MO, is set at $726,200. Meanwhile, the FHA cap for a single-family home is defined as $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA options. Determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA all at once, assisting in deciding the best program for your financial situation in MO.

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Loan Limits and Downpayment Details for 2026 in Hillsboro, Jefferson County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 63050

Discover Conventional and FHA Loan Opportunities in Hillsboro, MO

The objective of Lendersa® is to promptly connect you with the best available Conventional, USDA, or FHA loans, eliminating unnecessary hassle. Initiate the process by selecting one of three starting pathways that align you with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • Liberty Mortgage Lending
  • 393 NE 5th Ave, Delray Beach, FL, 33483
  • Liberty Mortgage Lending opened its doors in 2001 with a mission to provide our clients with the best service in the mortgage industry. This mission, along with continued loyalty to our client’s financial security, has seen us through the highs and lows of the real estate market, making many of our first-time borrowers happy to return.

  • Layla Capital
  • 7777 Glades Road, Suite 309, Boca Raton, NY, 33434
  • Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.

  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.

  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.

  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.

  • Capital Group Funding
  • 11263 NW 51st St, Coral Springs, FL, 33076
  • On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.

  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076
  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076
  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!

  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Your Home Sold Guaranteed Realty Services
  • 7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
  • Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.