FHA VS Conventional loan in Festus, Jefferson County, Missouri
In the year 2025, the Conventional loan limit for Festus, located in Jefferson county, MO, is $726,200. The FHA limit, specifically for a single-family home, is $472,030.
Utilize the Lendersa® Conventional loan calculator to examine today's featured rates for Conventional versus FHA versus USDA options. Determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator offers a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA to aid in choosing the optimal program in MO for your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Festus, Jefferson County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table's figures are relevant to these zip codes: 63028
Exploring Conventional and FHA Loan Options in Festus, MO
The aim of Lendersa® is to secure a suitable Conventional, USDA, or FHA loan swiftly and without hassle. Choose between three initiating paths that link you with matching lenders and loan programs.
Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.
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