FHA VS Conventional loan programs in 2025 for Ellisville, St. Louis County, Missouri

In 2025, the conventional loan maximum for Ellisville, in St. Louis County, MO, is $726,200, whereas the FHA cap for a single-family residence is $472,030.

Lendersa® offers a Conventional loan calculator to help you analyze today's best rates for Conventional, FHA, and USDA loans. It assists in assessing income, credit, reserves, and necessary documents for loan approval. Utilizing our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options side by side, enabling you to choose the best program for your financial circumstances in MO.

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2025 Loan Limits and Down Payment Requirements in Ellisville, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 63021, 63011

Available Conventional and FHA Loan Options in Ellisville, MO

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans quickly and without any hassle. There are three starting points to choose from, leading to matched lenders and loan programs.

Lendersa USDA loan request and matching results


  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .
  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
  • Parkway Bank and Trust Company
  • 4800 North Harlem Avenue, Harwood Heights, IL, 60656
  • Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.
  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.