FHA VS Conventional loan programs in Ellisville, St. Louis County, Missouri
In 2026, the conventional loan maximum for Ellisville, in St. Louis County, MO, is $726,200, whereas the FHA cap for a single-family residence is $472,030.
Lendersa® offers a Conventional loan calculator to help you analyze today's best rates for Conventional, FHA, and USDA loans. It assists in assessing income, credit, reserves, and necessary documents for loan approval. Utilizing our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options side by side, enabling you to choose the best program for your financial circumstances in MO.
2026 Loan Limits and Down Payment Requirements in Ellisville, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 63021
Available Conventional and FHA Loan Options in Ellisville, MO
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans quickly and without any hassle. There are three starting points to choose from, leading to matched lenders and loan programs.
113 Old State Road, Suite 103, Ellisville, MO, 63021
Lends in Missouri
Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance.
My passion is helping people just like you make educated, wise"
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
Lends in Missouri
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
