FHA VS Conventional loan programs in 2026 for Fenton, St. Louis County, Missouri
For the year 2026, the cap for Conventional loans in Fenton, located in St. Louis county, MO, stands at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Try the Lendersa® Conventional loan calculator to check today's best available rates for Conventional, FHA, and USDA loans. It helps identify the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to effortlessly view Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to select the most suitable program in MO for your financial needs.
2026 Loan Limits and Down Payment Details in Fenton, St. Louis, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to zip codes: 63026
Conventional and FHA Loan Choices in Fenton, MO
The main objective of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan with minimal hassle. Choose from three different paths to match with ideal lenders and loan schemes.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
Lends in Missouri
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
Lends in Missouri
We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
Lends in Missouri
We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
