Explore the differences! FHA VS Conventional loan programs in Frontenac, St. Louis County, Missouri

During 2026, the conventional loan limit for Frontenac, which is in the county of St. Louis, MO, is set at $726,200. In contrast, the FHA loan cap for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the day's best rates among Conventional, FHA, and USDA loans. This tool aids in identifying the required income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to choose the most suitable program in MO for your financial needs.

Examine loan offers from 100 top lenders

Loan limits and down payment necessities for 2026 in Frontenac, St. Louis county, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%<
USDA $0 0%<
FHA $472,030 3.5%<

This comparison table applies to these zip codes: 63131

Options for Conventional and FHA loans in Frontenac, MO

The mission of Lendersa® is to help you swiftly obtain the best Conventional, USDA, or FHA loan options without difficulty. Initiate your journey by selecting one of three paths that connect you with eligible lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


  • MSB Home Loans Inc.
  • 17715 Fancy Lane, Hudson, FL, 34667
  • Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice

  • Alamosa State Bank
  • 2225 Main St., Alamosa, CO, 81101
  • Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.

  • TruCommunity Bank
  • 102 North Main Street, Garrison, ND, 58540
  • TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.

  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.

  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.

  • United Southern Bank
  • 750 North Central Avenue, Umatilla, FL, 32784
  • Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida

  • Access Credit Union,
  • 23 Commerce Circle, Bristol, PA, 19007
  • "Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans,

  • Centinel Bank of Taos
  • 512 Paseo Del Pueblo Sur, Taos, NM, 87571
  • At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.

  • Dimond Mortgage
  • 705A Paseo del Pueblo Sur, Taos, NM, 87571
  • We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.