FHA VS Conventional loan programs in 2026 for Frontenac, St. Louis County, Missouri

During 2026, the conventional loan limit for Frontenac, which is in the county of St. Louis, MO, is set at $726,200. In contrast, the FHA loan cap for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the day's best rates among Conventional, FHA, and USDA loans. This tool aids in identifying the required income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to choose the most suitable program in MO for your financial needs.

Examine loan offers from 100 top lenders

Loan limits and down payment necessities for 2026 in Frontenac, St. Louis county, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%<
USDA $0 0%<
FHA $472,030 3.5%<

This comparison table applies to these zip codes: 63131

Options for Conventional and FHA loans in Frontenac, MO

The mission of Lendersa® is to help you swiftly obtain the best Conventional, USDA, or FHA loan options without difficulty. Initiate your journey by selecting one of three paths that connect you with eligible lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


Frontenac Lenders

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Missouri
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • Lends in Missouri
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

    We keep opening doors as a mortgage industry leader

  • Anchor Mortgage Group
  • 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
  • Lends in Missouri
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • Lends in Missouri
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.

  • 123 Mortgage LLC
  • 7514 Big Bend Blvd, Saint Louis, MO, 63119
  • Lends in Missouri
  • "123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
    Fixed Rate Mortgages
    FHA Streamline Financing
    Cash Out Mortgage
    Conventional Loans
    Re

  • Mortgage Solutions of St. Louis
  • 9849 Manchester, Suite 3, Saint Louis, MO, 63119
  • Lends in Missouri
  • Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.

  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • Lends in Missouri
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.

  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • Lends in Missouri
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood

  • LutheranFCU
  • 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
  • Lends in Missouri
  • We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.