FHA VS Conventional loan programs in Kirkwood, St. Louis County, Missouri
In 2025, the conventional loan cap for a single-family home in Kirkwood, in St. Louis county, MO is $726,200, and the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates by comparing Conventional, FHA, and USDA loans. Determine requirements like income, credit, and reserves, as well as needed documents to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the ideal program in MO for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Kirkwood, St. Louis County, MO
Loan Category
Maximum Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Note: This comparison table pertains to the following zip codes: 63122
Available Conventional and FHA Loan Options in Kirkwood, MO
The mission at Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan without the added stress. Choose from three starting options to connect with lenders and their loan offerings.
COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
"We are a Colorado locally owned & operated Company.
We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Ryan Connery graduated from University of Colorado Boulder in 2008. Since then, he has lived all around the country but eventually decided to call Colorado his permanent home. In past experience, he has worked for large and small mortgage banks but prefers the more personal experience for clients while also getting fair costs and rates.
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
