FHA VS Conventional loan programs in 2025 for Des-Peres, St. Louis County, Missouri

In 2025, the Conventional loan limit for Des-Peres, located in the county of St. Louis, MO, is $647,200, while the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans, and find out what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, enabling you to select the best program for your financial situation in MO.

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Loan limits and down payment requirements for 2025 in Des-Peres, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table is relevant for zip codes: 63122, 63131

Explore Conventional and FHA loan options in Des-Peres, MO

Lendersa® strives to secure the optimal Conventional, USDA, or FHA loan for you quickly and effortlessly. Choose from three pathways that connect you with matching lenders and programs.

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