FHA VS Conventional loan programs in Holts-Summit, Callaway County, Missouri

Throughout 2025, the Conventional loan threshold for single-family homes in Holts-Summit, located in Callaway county, MO, is $647,200. In comparison, the FHA upper limit is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA rates. It assists in determining necessary income, credit, reserves, and required documentation for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, enabling you to identify the optimal program in MO for your financial needs.

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Loan caps and down payment stipulations for 2025 in Holts-Summit, Callaway county, MO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison chart is relevant for the following zip codes: 65043

Explore your Conventional and FHA mortgage choices in Holts-Summit, MO

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you quickly and efficiently. Initiate your search with one of three options, leading to the perfect match of lenders and loan programs tailored to your needs.

Lendersa USDA loan inquiry and match findings


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  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
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