Explore the differences! FHA VS Conventional loan programs in Kirksville, Adair County, Missouri

In the year 2025, the conventional loan limit for Kirksville, located in Adair county, MO, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the finest rates of Conventional, FHA, and USDA loans available today. Our advanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the best program for your financial needs in MO. It also identifies the income, credit, reserves, and documentation required.

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2025 Loan Limits and Downpayment Requirements in Kirksville, Adair County, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 63501

Varied Conventional and FHA Loan Options in Kirksville, MO

Lendersa® is committed to offering you the best Conventional, USDA, or FHA loans quickly and easily. Start with one of three approaches that align you with matching lenders and loan programs.

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  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.
  • Connvisions Capital Group
  • 5709 Enoree Lane, Raleigh, NC, 27616
  • Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
  • AccessOne Mortgage Company LLC
  • 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
  • AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
  • 4 Ever Lending USA
  • 8245 Boone Blvd, Suite 450, Vienna, VA, 22182
  • 99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you. Our team of experts is available 24/7 365,
  • United Bank
  • 2071 Chain Bridge Rd, Vienna, VA, 22182
  • At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
  • Old Dominion National Bank
  • 8601 Westwood Center Dr, Tysons Corner, VA, 22182
  • Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
  • City Wide Mortgage Limited Liability Company
  • 2035 Gallows Road, Vienna, VA, 22182
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.