FHA VS Conventional loan in Brookfield, Linn County, Missouri

For 2026, the Conventional loan limit in Brookfield, within Linn county, MO, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates among Conventional, FHA, and USDA options. Identify necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial needs in MO.

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2026 Loan Limits and Down Payment Requirements in Brookfield, Linn County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 64628

Conventional and FHA Loan Options in Brookfield, MO

The objective of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loan for you without hassle. Start with any of these three steps to connect with lenders and loan programs tailored to your needs.

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Brookfield Lenders

  • Bank of Brookfield-Purdin
  • 939 Park Circle Dr, Brookfield, MO, 64628
  • Lends in Missouri
  • Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.

  • farmbank
  • 701 North Pearl Street, Milan, MO, 63556
  • Lends in Missouri
  • farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.

  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • Lends in Missouri
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.

  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Lends in Missouri
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.

  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • Lends in Missouri
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.

  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Lends in Missouri
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.

  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • Lends in Missouri
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.

  • Exchange Bank of Missouri
  • 101 South Church, Fayette, MO, 65248
  • Lends in Missouri
  • Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.

  • Community Bank of Marshall
  • 811 W. College St, Marshall, MO, 65340
  • Lends in Missouri
  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.