FHA VS Conventional loan programs in 2025 for Macon, Macon County, Missouri

In 2025, the loan limit for Conventional loans in Macon, located in Macon county, MO, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you choose the best fit for your financial needs in MO.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Needs in Macon, Macon County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 63552

Loan Choices: Conventional and FHA in Macon, MO

The objective of Lendersa® is to secure your ideal Conventional, USDA, or FHA loan swiftly and with ease. Begin with one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request matching results


  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
  • Velocity Credit Union
  • 4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
  • Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
  • Austin Telco Federal Credit Union
  • 11149 Research Blvd, Suite 300, Austin, TX, 78759
  • Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets. Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
  • Lake Travis Mortgages
  • 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
  • At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
  • Capital City Mortgage
  • 12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
  • "Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
  • JB Mortgage Group
  • 8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
  • JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
  • Abundance Home Mortgage
  • 11824 Jollyville Road, Suite 503, Austin, TX, 78759
  • Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
  • UFCU
  • 8303 N Mopac, Suite A105, Austin, TX, 78759
  • University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
  • SLI Mortgage, LLC
  • 10206 Vaquero Trl., Austin, TX, 78759
  • It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
  • Highlander Mortgage
  • 9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
  • Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.