FHA VS Conventional loan programs in Lee's-Summit, Jackson County, Missouri

For 2026, the conventional loan limit in Lee's-Summit, within Jackson County, MO, is set at $647,200. In contrast, the FHA loan limit for a single-family home reaches $431,250.

Using the Lendersa® Conventional loan calculator, you can compare the best rates available today for Conventional versus FHA and USDA loans. It helps determine income, credit, reserves, and documents necessary for qualification. With our mortgage calculator, you can compare Conforming Conventional loans side by side with USDA, FHA, and VA loans to identify the most suitable program in MO for you.

Evaluate loan offers from over 100 lenders

2026 Loan Limits and Down Payment Provisions in Lee's-Summit, Jackson County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

Please note, the comparison table pertains to zip codes: 64086

Loan Alternatives: Conventional and FHA in Lee's-Summit, MO

The objective of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan quickly and with ease. Start with any of three options to find corresponding lenders and loan offers.

Results for Lendersa's USDA loan requests and matching


  • Simple Mortgage Pasadena
  • 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
  • Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.

  • AAA Capital Investment Inc
  • 117 S Garfield Ave,, Alhambra, CA, 91801
  • AAA LENDINGS is a direct mortgage lender with many years of lending

    experience. We have a group of experienced professionals providing

    services for our clients. We offer variety loan programs in DSCR

    Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and

    Foreign National Loan. We always put customer's needs first and provide the

  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.

  • AAA Capital Investment, Inc.
  • 117 South Garfield Avenue, Alhambra, CA, 91801
  • AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.

  • Uni First Investment
  • 801 S. Garfield Ave #308, Alhambra, CA, 91801
  • Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.

  • Maine Savings Federal Credit Union
  • 101 Western Ave, Hampden, ME, 04444
  • Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services.
    Maine Savings is federally insured by NCUA.
    Maine Savings is an Equal Housing Lender.
    Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.

  • CUSO Home Lending
  • 101 Western Ave, Hampden, ME, 04444
  • CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.

  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.

  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle.
    We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."

  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get: