In 2025, the conventional loan limit in Grain-Valley, situated in Jackson county, MO, is set at $647,200. In contrast, the FHA limit for a single-family home stands at $431,250.
By using Lendersa®'s Conventional loan calculator, you can compare today's top rates across Conventional, FHA, and USDA loans. It helps in identifying the necessary income, credit, reserves, and documentation needed for loan qualification. Our comprehensive mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you to choose the most suitable program in MO that fits your particular financial requirements.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $311,800 | 0% | |
| FHA | $431,250 | 3.5% |
This comparative table is applicable for zip codes: 64029
With Lendersa®, the goal is to swiftly get you the optimal Conventional, USDA, or FHA loan without unnecessary hassle. Start with any of these three pathways to connect you with lenders and the most appropriate programs available for your circumstances.
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