FHA VS Conventional loan programs in 2026 for Grain-Valley, Jackson County, Missouri

In 2026, the conventional loan limit in Grain-Valley, situated in Jackson county, MO, is set at $647,200. In contrast, the FHA limit for a single-family home stands at $431,250.

By using Lendersa®'s Conventional loan calculator, you can compare today's top rates across Conventional, FHA, and USDA loans. It helps in identifying the necessary income, credit, reserves, and documentation needed for loan qualification. Our comprehensive mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you to choose the most suitable program in MO that fits your particular financial requirements.

Explore competitive loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Grain-Valley, Jackson, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparative table is applicable for zip codes: 64029

Options for Conventional and FHA Loans in Grain-Valley, MO

With Lendersa®, the goal is to swiftly get you the optimal Conventional, USDA, or FHA loan without unnecessary hassle. Start with any of these three pathways to connect you with lenders and the most appropriate programs available for your circumstances.

Illustration of Lendersa’s USDA loan request and matching outcomes


  • GPO Federal Credit Union
  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.

  • First Source Federal Credit Union
  • 4451 Commercial Drive, New Hartford, NY, 13413
  • First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,

  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity and competence.

  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

  • FIRST FINANCIAL LENDING LLC
  • 208 Kings Highway South, Cherry Hill, NJ, 08034
  • First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.

  • Platinum Advantage Mortgage LLC
  • 12226 Grandmere Court, Windermere, FL, 34786
  • We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.

  • Equal Mortgage LLC
  • 9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.

  • Platinum One Financial LLC
  • 1169 Estancia Woods Loop, Windermere, FL, 34786
  • At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.

  • Independence Bank
  • 435 3rd Street, Havre, MT, 59501
  • Independence Bank, formerly known as First Security Bank, was founded in 1972 by a group of Havre business owners who saw a need for a community bank. The headquarters opened at its present Fifth Avenue location in March 1973. Since that time we have acquired branches in Poplar, Scobey, Malta and Glasgow. Building on our success

  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
  • Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts

  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.