FHA VS Conventional loan programs in Licking, Texas County, Missouri
In the year 2025, the conventional loan threshold in Licking, within the county of Texas, MO, is set at $726,200. This is compared to the FHA limit, designed for a single-family dwelling, which stands at $472,030. This distinction is crucial for potential buyers trying to navigate the housing market within these areas, as each loan type comes with distinct qualifications and benefits tailored to different financial circumstances.
For those interested, the Lendersa® Conventional loan calculator is a valuable tool; it allows users to juxtapose today's best rates across various loan types—Conventional versus FHA versus USDA—so potential borrowers can assess the needed income, credit level, reserves, and documents in advance of applying. This advanced mortgage calculator is designed to display side-by-side comparisons of Conforming Conventional loans, USDA loans, FHA loans, and VA options. This transparency aids in making informed decisions about the most suitable program in MO that aligns with one's financial profile, offering insights into competitive interest rates and potential savings.
Examining 2025 Loan Maximums and Down Payment Needs in Licking, County of Texas, MO
Loan Category
Authorized Limit
Initial Down payment
Conventional Conforming
$726,200
as low as 3%
USDA
$336,500
no down payment required
FHA
$472,030
starting at 3.5%
This comprehensive table is applicable to these zip codes: 65542. Ensure your location is included to enjoy specific benefits.
Exploring Conventional and FHA Loan Alternatives in Licking, MO
The primary focus of Lendersa® is to simplify the process of acquiring competitive Conventional, USDA, or FHA loans, aiming to remove hurdles and expedite the borrowing experience. You can embark on this financial adventure by choosing from three unique starting points which are formulated to align you with suitable lenders and tailored loan programs. Each option is curated to ensure you find a lender who not only meets your needs but exceeds expectations, optimizing your path to home ownership.
1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.
601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.
111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.
2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
"ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part.
Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
980 Birmingham Road, Suite 501-356, Milton, GA, 30004
Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
2190 Brandon Trail, Suite 1, Alpharetta, GA, 30004
Welcome to Performance Lending, where we specialize in residential mortgages. At Performance Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
"Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
