FHA VS Conventional loan in Waynesville, Pulaski County, Missouri

In 2026, the limit for Conventional loans in Waynesville, situated in the county of Pulaski, MO, is set at $726,200. The FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, explore today's optimal rates for Conventional, FHA, and USDA loans. Compare them side by side and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to the best program for your specific needs in MO.

Explore offers from a network of 100 lenders

Loan Limits and Down Payment Details for 2026 in Waynesville, Pulaski County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 65583

Explore Conventional and FHA Loan Options in Waynesville, MO

The objective at Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan swiftly and without inconvenience. Begin with one of three paths to connect with matching lenders and loan programs.

Results from Lendersa USDA loan matching


Waynesville Lenders

  • Infuze Credit Union
  • 5000 Illinois Ave, Bldg 494, Fort Leonard Wood, MO, 65473
  • Lends in Missouri
  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Lends in Missouri
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.

  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Lends in Missouri
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.

  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • Lends in Missouri
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
    We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.

  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • Lends in Missouri
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.

  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Lends in Missouri
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.