FHA VS Conventional loan programs in Oak-Grove, Jackson County, Missouri

In 2026, the Conventional loan limit in Oak-Grove, county of Jackson, MO is $647,200, whereas an FHA loan for a single-family home is limited to $431,250.

The Lendersa® Conventional loan calculator allows you to compare today's best rates among Conventional, FHA, and USDA loans and understand the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in choosing the most suitable program for your financial needs in MO.

Explore loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Oak-Grove, County of Jackson, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison table pertains to zip codes: 64075

Explore Conventional and FHA Loan Options in Oak-Grove, MO

The aim of Lendersa® is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you. You can embark on one of three pathways to connect with matching lenders and optimal loan programs.

Results from Lendersa USDA loan requests and matches


  • SkyPoint Federal Credit Union
  • 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
  • SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.

  • Mid Atlantic Federal Credit Union
  • 12820 Wisteria Dr, Germantown, MD, 20874
  • Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.

  • Capital Mortgage MD Inc
  • 13914 Carlson Farm Drive, Germantown, MD, 20874
  • Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help

  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.

    Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage

  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.

  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates

  • Bank of Jackson Hole
  • 990 West Broadway, Jackson, WY, 83001
  • At Bank of Jackson Hole, we value the relationships we’ve built with our customers. That’s why we offer personal banking services designed to meet all of your financial needs in the convenience of one place. Efficient, no-hassle products and services keep your lifestyle and financial goals in the forefront.

  • First Western Trust
  • 690 US-89, Suite 260, Jackson, WY, 83001
  • First Western Trust strives to be the best private bank and trust company for the Western wealth management client, providing comprehensive tailored solutions and access to a local team of experts. With over $6 billion in affiliated assets under management or advice, First Western offers a unique combination

  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.