FHA VS Conventional loan programs in Sugar-Creek, Jackson County, Missouri

In 2025, the loan threshold for a Conventional loan in Sugar-Creek, within Jackson county, MO, is $647,200. At the same time, the FHA limit for a single-family home is set at $431,250.

The Lendersa® calculator for Conventional loans allows users to compare present-day Conventional, FHA, and USDA rates. You can assess the income, credit requirements, reserves, and documentation necessary to qualify. Our state-of-the-art mortgage calculator displays Conforming, USDA, FHA, and VA loans side by side to assist you in determining the most suitable program for your financial scenario in MO.

Explore loan options from 100 lenders

2025 Loan Limits and Downpayment Overview in Sugar-Creek, Jackson County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison is applicable to zip codes: 64058, 64054, 64050, 64053

Available Conventional and FHA Loan Choices in Sugar-Creek, MO

The purpose of Lendersa® is to secure the best Conventional, USDA, or FHA loans quickly and without hassle. Begin your journey by selecting from three options that connect you to matching lenders and suitable loan programs.

USDA loan requests and matching results by Lendersa


  • BHome Mortgage, LLC
  • 2805 N Dallas Parkway, Suite 120, Plano, TX, 75093
  • BHome Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions.
  • Spragins Mortgage Group.
  • 5408 W Plano Pkwy, Plano, TX, 75093
  • "Spragins Mortgage Group | GW Home Loans is a leader in the mortgage industry. We strive to put every client first in helping you with any of your residential home loan needs. We have been in the mortgage industry for over 10 years & with our expertise and we are sure we can find you what you need. Thank you for visiting Spragins Mortgage Grou
  • Independent Financial
  • 2701 Dallas Parkway, Suite 100, Plano, TX, 75093
  • Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.
  • KT Mortgage Inc
  • 1400 Preston Rd, Suite 400, Plano, TX, 75093
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • First Lending
  • 4888 Dexter Drive, Suite 100, Plano, TX, 75093
  • We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers
  • Wildcat Lending
  • 4800 Dexter Dr, Plano, TX, 75093
  • Wildcat Lending is a leading private money lender also known as a hard money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential investment properties. Wildcat Lending offers real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • Nortex Mortgage CO.
  • 1820 Preston Park Blvd, Plano, TX, 75093
  • The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.
  • WILLOW BEND MORTGAGE COMPANY, LLC
  • 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093
  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.