FHA VS Conventional loan programs in 2025 for Kansas-City, Jackson County, Missouri

In 2025, Convetional loan limit in Kansas-City, county of Jackson, MO is $647,200 while FHA limit is $431,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Kansas-City, county of Jackson, MO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

The comparison table applies to zip codes: 64161, 64163, 64165, 64167, 64053, 64151, 64153, 64155, 64154, 64157, 64156, 64158, 64108, 64109, 64102, 64106, 64105, 64101, 64128, 64129, 64124, 64125, 64126, 64127, 64120, 64123, 64164, 64166, 64192, 64119, 64118, 64114, 64117, 64116, 64111, 64110, 64113, 64112, 64132, 64130, 64146, 64145, 64149, 64147, 64139, 64138, 64133, 64131, 64137, 64136, 64134, 64121, 64141, 64148, 64162, 64170, 64171, 64179, 64180, 64184, 64187, 64188, 64191, 64195, 64196, 64197, 64198, 64199, 64999

Conventional and FHA loan options in Kansas-City, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
  • Foley Mortgage
  • 1660 Hamilton Ave, Suite 100, San Jose, CA, 95125
  • Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.
  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years. Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."
  • Watson Capital Mortgage
  • 2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597
  • Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.
  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.