FHA VS Conventional loan programs in 2025 for Kansas-City, Jackson County, Missouri

In the year 2025, the set conventional loan limit within Kansas-City, located in the county of Jackson, MO, is established at $647,200. Meanwhile, the FHA loan limit for a single-family home is $431,250.

Make use of the Lendersa® Conventional loan calculator to juxtapose today's leading rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to secure them. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in MO for your financial needs.

Compare loan offers from 100 lenders easily

2025 loan limits and down payment requirements in Kansas-City, county of Jackson, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison applies to the following zip codes: 64161, 64163, 64165, 64167, 64053, 64151, 64153, 64155, 64154, 64157, 64156, 64158, 64108, 64109, 64102, 64106, 64105, 64101, 64128, 64129, 64124, 64125, 64126, 64127, 64120, 64123, 64164, 64166, 64192, 64119, 64118, 64114, 64117, 64116, 64111, 64110, 64113, 64112, 64132, 64130, 64146, 64145, 64149, 64147, 64139, 64138, 64133, 64131, 64137, 64136, 64134, 64121, 64141, 64148, 64162, 64170, 64171, 64179, 64180, 64184, 64187, 64188, 64191, 64195, 64196, 64197, 64198, 64199, 64999

Choices for Conventional and FHA loans in Kansas-City, MO

The mission of Lendersa® is to swiftly provide you with the best suitable Conventional, USDA, or FHA loan without unnecessary complications. Choose one of three available starting points, each designed to connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Trius Lending Partners
  • 1104 Kenilworth Dr Suite 501, Towson, MD, 21208
  • Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
  • Money One Federal Credit Union
  • 9800 Technology Way, Largo, MD, 20774
  • Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
  • Mortgage Experts
  • 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
  • The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area. Whether you are first time home buyer, purchasing your dream home, refinancing.
  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
  • First Funding Inc
  • 9701 Apollo Drive, Suite 495, Largo, MD, 20774
  • "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry