FHA VS Conventional loan in Crestwood, St. Louis County, Missouri

As of 2026, in Crestwood, part of St. Louis county, MO, the limit for a conventional loan is $726,200, whereas the FHA cap for a single-family home is at $472,030.

Try the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA options. Use it to establish the income, credit scores, reserves, and documentation required to qualify. This advanced tool places Conforming Conventional loans alongside USDA, FHA, and VA options for a comprehensive comparison in MO to find the best fit for your financial circumstances.

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2026 Loan Limits and Down payment Details in Crestwood, St. Louis County, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 63126

Options for Conventional and FHA Loans in Crestwood, MO

Our aim at Lendersa® is to connect you quickly with the best-suited Conventional, USDA, or FHA loan with minimal effort. Choose one of the three options below to discover matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


Crestwood Lenders

  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • Lends in Missouri
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.

  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • Lends in Missouri
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood

  • LutheranFCU
  • 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
  • Lends in Missouri
  • We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.

  • IMS Mortgage Services LLC
  • 3636 S Geyer Rd, Saint Louis, MO, 63127
  • Lends in Missouri
  • At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.

  • Essex Residential Mortgage LLC
  • 3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
  • Lends in Missouri
  • We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.

  • 123 Mortgage LLC
  • 7514 Big Bend Blvd, Saint Louis, MO, 63119
  • Lends in Missouri
  • "123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
    Fixed Rate Mortgages
    FHA Streamline Financing
    Cash Out Mortgage
    Conventional Loans
    Re

  • Mortgage Solutions of St. Louis
  • 9849 Manchester, Suite 3, Saint Louis, MO, 63119
  • Lends in Missouri
  • Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.

  • Members 1st Credit Union
  • 4702 Mattis Road, Saint Louis, MO, 63128
  • Lends in Missouri
  • Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.

  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • Lends in Missouri
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.